Parents visiting you abroad: medicines, insurance and health papers

Before your parents fly to the US, UK, Canada, Australia or Europe: visitor insurance, carrying medicines, records and a plan for the long flight.

By the Athnova Care team · Updated

Insurance first

Medical care abroad is expensive for visitors, and cover for existing illnesses is limited in most visitor policies. Buy the policy before they travel and read what it says about pre-existing conditions, the deductible and the claims process. Some visas — Canada’s Super Visa and the Schengen visa among them — make medical insurance a condition.

Medicines for the whole stay

A short medical summary

Ask their doctor in India for a one-page summary in English: conditions, surgeries, current medicines, allergies. Carry recent reports and a copy of the latest ECG if they have a heart condition. A doctor abroad can do far more with one page than with a folder.

The flight

While they are with you

Insurance and visa rules by destination

DestinationWhat to know
USAVisitor insurance is not required for the visa but is strongly advised; care is very expensive
CanadaSuper Visa applicants must hold private medical insurance that meets the programme’s minimum
UKVisitors are generally charged for NHS hospital treatment; travel insurance is advised
Schengen areaTravel medical insurance with a minimum cover is a visa condition
AustraliaSome visitor visas carry a health-insurance condition; cover is advised for all
UAE, SingaporeTravel insurance is advised; long-stay visas may require cover

Rules change. Check the official visa page for the destination before buying a policy.

Reading a visitor policy

If they fall ill during the visit

  1. For an emergency, call the local emergency number.
  2. For anything else, use an urgent-care clinic rather than an emergency department where that is the local custom — it is usually far cheaper.
  3. Call the insurer’s helpline before treatment when you can.
  4. Keep every bill and report for the claim, and for their doctor in India.

Going home

Before they fly back, update the medicine list, restart the daily check-in at their usual time, and tell your local contacts that they are back.

Questions families ask

Does visitor insurance cover diabetes or blood pressure?

Many plans exclude pre-existing conditions or cover only a sudden, acute episode up to a limit. Read the policy wording.

Can the daily check-in continue while my parent is abroad?

It can be paused while they are with you and restarted when they return.

Can my parents buy medicines abroad with an Indian prescription?

Usually not. Pharmacies generally need a prescription from a locally registered doctor, which is why carrying enough for the whole trip matters.

Athnova Care tracks and coordinates care. It does not diagnose, prescribe or replace a doctor. In a medical emergency in India call 112.

Know every day that your parents are okay

One WhatsApp message a day in their language. A phone call if they go quiet. An alert to you if something is wrong.

$24 a month for the whole family · nothing for your parents to install · cancel any time